Officials believe “Federal Housing Administration” changes may help more Iowans qualify for F-H-A loans. Bill McNarney, the state coordinator of the federal “Housing and Urban Development” office in Des Moines, says F-H-A loans help first-time home buyers, minorities and low income Americans.McNarney says one-point-seven BILLION dollars in home mortages should be available in Iowa over the next five years — to over 26-thousand home buyers.McNarney says F-H-A appraisal rules have been changed, and office functions have been consolidated in four centers to speed up the process of approving loans. For example, Iowa F-H-A loans are processed in the Denver, Colorado, office.