While some predict Americans will spend 10-BILLION dollars shopping on-line this holiday season, most of the gifts given this year will be purchased, in-person over the store counter. Iowa Attorney General Tom Miller says there’s no state law on returns, and no right to return a product unless it’s faulty.There is a state law, though, on advertised goods. If they advertise at a price, then they have to provide the price. He says a classic problem is a store advertising a price and only having a few items on hand.Miller says your consumer rights for products are the same for Internet sales.Economists offer mixed predictions about whether the 2001 holiday shopping season will be a boom or bust for retailers.