Iowans who are looking for a charitable year-end tax break and a holiday gift for a young loved one might consider a suggestion from Iowa Treasurer Michael Fitzgerald.Fitzgerald says the College Savings Iowa funds can be set up to save money for a child or grandchild — but don’t have to be limited to family.There are four different financial tracks to choose from which vary from aggressive to conservative investments. It takes a minimum of 50-dollars to start the fund but Fitzgerald says more than two thousand dollars can be put into the account tax-free every year. Contributions have to be made by December 31st for a credit on this year’s taxes.The C-S-I has been around two-and-a-half years and now has more than 25-thousand accounts containing more than 80-million dollars. For more information, call 888-672-9116 or surf to “www.collegesavingsiowa.com”.