Some farmers may have to use insurance for flooded fields

Some Iowa farmers who’ve been unable to get into their wet fields are starting to look at other options. Forest City insurance agent Ken Mick says those farmers with “multiperil” insurance are considering not planting a crop. They have to have a policy that has a “preventive planting” clause. Mick says such a clause pays a guaranteed 60-percent of the yield if a farmer can’t plant. Mick says June 15th is the first deadline for farmers to decide if they want to not plant.After June 15th they lose one-percent of the guarantee up until July 10th. Mick says if farmers chose the “no plant” option, they can only perform maintenance on their fields.They can plant a cover crop to hold down weeds and erosion.Mick says farmers should check with their insurance agent to see what options are available.